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Amortization schedule calculator

Build a full loan amortization schedule by month or year. See principal vs interest, payoff date, and savings from extra payments.

How to use Amortization schedule calculator

Create a full amortization schedule for a mortgage, car loan, or personal loan. Each payment is split into interest (on the remaining balance) and principal.

  • View every monthly payment or a yearly summary
  • Add an extra monthly payment to see the interest and time you save
  • Payoff date based on your first payment month
  • Download the schedule as a CSV file for Excel or Google Sheets

Amortization schedule calculator FAQs

Is Amortization schedule calculator free?

Amortization schedule calculator is a free online tool on ReallyUseful.Tools. No account is required.

Does Amortization schedule calculator run in my browser?

Amortization schedule calculator is designed to run in your browser where supported, so files can stay on your device instead of being uploaded to a server.

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