ReallyUseful.Tools

Retirement calculator

See how much you'll have at retirement, what income it can pay, and how much to save each month to hit your goal — adjusted for inflation.

In today's money

In today's money

How to use Retirement calculator

Enter your age, savings, and monthly contribution to see your projected retirement savings and the yearly income they can pay until your chosen age. Everything is shown in today's money as well, so inflation doesn't flatter the numbers.

  • Compares your projected income with the income you want and shows any shortfall
  • Works out the flat monthly saving needed to close the gap
  • Separate investment returns before and during retirement
  • Year-by-year balance table

Projections assume steady returns. Real markets go up and down, so treat the result as a planning guide, not a guarantee.

Retirement calculator FAQs

Is Retirement calculator free?

Retirement calculator is a free online tool on ReallyUseful.Tools. No account is required.

Does Retirement calculator run in my browser?

Retirement calculator is designed to run in your browser where supported, so files can stay on your device instead of being uploaded to a server.

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